Money & Real Estate
Break Up Lenders Too Big to Fail
Big U.S. banks are making profits again primarily because the Federal Reserve subsidizes them. It lends the banks money at very low federal funds rates....
Why Most Bankers Aren't Lending
The U.S. Treasury and the Federal Reserve have dramatically tried to stimulate bankers to start lending on U.S. commercial real estate. Yet most bankers...
Real Estate Recession Far From Over
The belief that the real estate recession is almost over has become widespread, especially because federal authorities want the electorate to think their...
New Rules for the Financial Industry
Five sectors in need of behavioral change...
The Perils of Deleveraging
Why cutting debt means less overall lending ability in the financial system...
How Can the Feds Restart Lending?
The federal government is getting criticized because it has not been able to get the frozen U.S. banking system to start lending money again...
A Consumption Spending Dilemma
The U.S. economy is facing critical long-run challenges that will influence the duration of the credit crunch. For at least a decade, Americans have been...
Note to Mr. Obama
As president-elect Barack Obama contemplates coping with our financial crisis, he should realize that no matter what he does America's financial markets...
Securitization Hibernation
The credit crunch of 2007-2008 is going to last for quite a while longer. It also will have a major impact on real estate even after credit becomes widely...
A Hostile Lending Environment
The current credit crunch will last quite awhile, if past periods of similar conditions are any guide. One reason is that the U.S. banking system has...
