The Mortgage Bankers Association retail originations index fell to 96 during the fourth quarter of 2011, falling below 100 again after breaking a string of eight straight quarters during which the index never broke 100. (A figure of 100 equates to the average quarterly originations volume in 2001.) Still, it represents a 13 percent increase in loans for retail properties year-over-year.

Source: Mortgage Bankers Association